Jim Cullum


Reverse Mortgage Specialist

Lakewood Ranch, FL     |      NMLS# 362955

Jim’s background in the world of finance began with an extensive education at The Regan School of Economics at Merrill Lynch.  After several years with Merrill Lynch in the San Francisco Bay area, Jim and his lovely wife “retired” to Sarasota.  They selected Lakewood Ranch as their new home. Soon after arriving in Florida, Jim determined that he was not done with work and decided to put his financial knowledge to good use in assisting seniors get more enjoyment from their ‘golden years’ with more financial freedom by understanding a loan program called a reverse mortgage. 

While Jim has continued to help others with their retirement, he has not forgotten to play golf with friends and his wife. Jim is also heavily involved with OUR NEXT MISSION, a team of Veterans and other Patriots dedicated to positively impacting America’s future presenting school and community programs that inspire area youth to seek a life of Honor, Dignity, Respect, and Service Over Self. This team also strives to improve the lives of disabled and at-risk Veterans with assistance for safe, dry, accessible housing through an association with Habitat for Humanity.

If you have questions about a reverse mortgage Jim will be happy to answer them for you.  Contact Jim today at:

Jim Cullum, Reverse Mortgage Specialist


Cell: 941-807-5610

NMLS #362955


These materials are not from HUD or FHA and were not approved by HUD or a government agency.